We will not overpromise regarding the results you should expect, and leave you disappointed. Our reputation speaks for itself.
We will always make it our effort to underpromise and overdeliver.
Would you buy a 4.5% fixed rate five year annuity if you knew another five year contract was available paying you 1.5% more each year? 99.9% of the time.
Due to our product design background, we have proprietary tools for this. We do not know of any other entity using historical data and “permutation testing” to prove how different contracts crediting methods would pan out in real life. We also pay attention to economic circumstances when recommending products.
Cap Averill II and Associates Inc is a respected, rock solid company with an enduring reputation for having happy clients.
I will not sell anyone anything I would not be purchasing myself if I were in their position
-Cap Averill II
The best part about dealing with us is our fantastic team. Our team members have been with us longer than many local firms have been in business. Although semi-retired now, Cap Averill Sr. was licensed back in the 1960’s. We have owned the colonial style building at 2600 N Reynolds Road since 1977.
Retirement planning is a specialty. We focus on helping clients shield their hard-earned savings so they can successfully reach their goals and hopefully enjoy a comfortable retirement.
We offer what we consider to be the best-in-class products for tax qualified or after-tax money. We offer tax sheltered annuities (403B's) for doctors, educators, law enforcement and government employees. We also offer 401K planning, set-up, and support for small businesses.
We are qualified successor custodians for 401Ks, 403Bs, IRAs, and other tax qualified plans. We can help you with a rollover on a tax preferred basis.
We are well known for practicing what we preach. The products we recommend are among the same we use for our own families' retirement plans.
We are eager to win you over, not just based on service, but based on watching the bottom line. This is where several generations of planning knowledge will serve you well.
We are happy to work with other advisors or even compete with them for your business. In fact, we will happily give you a no cost or obligation second opinion to help you evaluate a new plan or the one you currently have. Being involved with us will keep everyone in your financial life on their toes.
Many of our established clients initially came to us seeking better performance with money they wanted at lower risk. They continued to work with us on more comprehensive planning because of results.
We work well with customers who want to be highly involved in the process, as well as those who take a hands-off approach but want to be sure they have professionals they can trust.
In addition to advising on retirement savings strategies, we are also well versed in all forms of life insurance products including universal and term life, irrevocable insurance trusts, pension maximization, buy-sell agreements, etc.
Many who pruchased Universal Life insurance in the 80's and 90's are facing sharp premium increases and the real possibility their policies will lapse. We can evaluate your policy and advise you on the next steps to take.
I need somebody who I can trust, who's honest and follows through with what they say.
I am a happy client and I'm telling your story. I can say now I sleep well at night.
I think it's one of the better decisions I've made in this point of my life, given what the options are out there.
Cap puts his money where his advice goes, and I love that.
Mr. Averill co-anchored the Public Television documentary “Wants and Needs” with Gordon Ward. He has been featured as a guest on WTOL’s THE LEADING EDGE with Jerry Anderson, WTVG’s CONKLIN and COMPANY, FOX NEWS and WSPD.
He studied at the University of Toledo, The Ohio State University, and University of California Santa Barbara. He continuously engages in additional educational pursuits and achievements in his field.
He has won international awards for his documentaries and independent films at the Hollywood International High Definition Festival, Paramount Studios Hollywood, International Wildlife Film Festival, Montana Cinefest, and Ozark Mountain Film Festival.
Cap is active in Autism intervention and education for parents of autistic kids.